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Now it's easy and free to get the best fixed interest rate on your SBS Bank Home Loan with Fix a Rate

Simply request a Fixed Rate Quote and we will negotiate with SBS Bank the best fixed rate for you - you can choose a fixed rate from 6 months to 5 year term on your home loan...

Depending on your loan amount, structure and loan to value ratio (LVR) we can get discounts off the carded rates. (see SBS carded rates chart - excludes Specials). Fix a Rate will negotiate on your behalf and advise you which is the best fixed rate for you and your family.

An SBS Bank Fixed Rate Home Loan with an interest rate that is fixed for 6 months to 5 years can protect you against rises in interest rates, you will always know exactly how much your regular repayments are, giving you the security to budget with confidence.

Best suited
• If you who prefer a repayment amount that does not fluctuate.
• You need a disciplined repayment structure.
• You're unlikely to want to make large lump sum payments (more than $10,000) within the fixed rate term.
• You're unlikely to sell your home during the fixed rate term.
• You're on a fixed income.
• You understand that if you break the fixed rate or repay early - bank charges may apply.

Call us on 0800 ADVOCO (0800 238 626) or request a quote.




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 Floating Rates
Carded Rate
 Simple Variable  
 Flexible Home Loan  
 Fixed Rates  
 6 months  
 1 year  
 18 mths  
 2 years  
 3 years  
 4 years  
 5 years  

Only available on residential home loans under
80% Loan to Value Ratio (LVR)

- Terms & Conditons Apply -

SBS interest rates are current and
are subject to change without notice.

Official Cash Rate
The amount of the early repayment cost is based on the loan term remaining and movements in the wholesale interest swap rates (market rates) that can change daily. If you would like to find out what the early repayment cost would be on your SBS Fixed Rate Home Loan contact us at:
ADVOCO on 0800 238 626.