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About FixaRate & ADVOCO

Steve McGowan | Mortgage & Insurance Broker | Registered Financial Adviser (RFA)

Steve's financial career started straight from high school and he gained his financial knowledge in New Zealand's largest bank - ANZ. After 10 years this gave him the grounding and understanding on "how banks work." Steve has a passion for numbers and combined with his interest in real estate, mortgage broking is the ideal way to utilise his financial skills.

28 Years of Banking & Broking Experience
FixaRate owned and operated by ADVOCO Mortgages & Insurance Limited. The company started when Steve was approached by a very experienced ex-banker who ran a well established mortgage broking business. Steve quickly became a Senior Broker of the company, which became one of New Zealand's larger residential and commercial mortgage broking businesses.

With his 10 years banking experience and a further 18 years experience as a mortgage broker/adviser, Steve has been there and has the know-how to help you, whether you are a first home buyer, second home buyer, investor, developer or business operator.

Steve soon became an expert in the hard to place home loans; mortgagee sales and clients in mortgage arrears or with credit impairment. It's because of this ability to find the best solution for a client's home loan many of Steve's clients refer their friends, family and business associates to him.

Arranging the home loan is only part of the service, Steve strongly believes you must protect what's precious to you - your loved ones, assets and your health. Steve will discuss the options with you.

During his 18 years of mortgage broking he has written over $457 million in home loans and saved 107 homes from mortgagee sale.

Steve also has been quoted on the Stuff web site and NZ Herald.

Is there money in marriage? >> more
Unscrupulous investors target homeowners >> more
More Kiwis lose homes as recession bites >> more 

10 homes a day taken by banks >> more
Floating rates on a high >> more
Cut loose from the noose >> more

Steve has recently enrolled at OpenPolytechnic to complete the National Certificate of Financial Services Level 5 and is a Registered Financial Adviser, which is a new industry requirement in accordance with the Financial Advisers Act 2008.

His wife; Joanne McGowan, handles the 'paper war' and looks after the administration of the office and new regulatory compliance. With Joanne making sure the wheels are oiled and everything is in order this allows Steve to concentrate on 'doing the best for his clients'.


For Steve's Personal Disclosure Statement

Call us on 0800 ADVOCO (0800 238 626) or email us.

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