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Now it's easy and free to get the best fixed interest rate on your BNZ Home Loan with Fix a Rate

Simply request a Fixed Rate Quote and we will negotiate with BNZ the best fixed rate for you - you can choose a fixed rate from 6 months to 7 year term on your home loan...

Depending on your loan amount, structure and loan to value ratio (LVR) we can get discounts off the carded rates. (see BNZ carded rates chart - excludes Specials). Fix a Rate will negotiate on your behalf and advise you which is the best fixed rate for you and your family.

A BNZ Fixed Rate Home Loan with an interest rate that is fixed for 6 months to 7 years can protect you against rises in interest rates, you will always know exactly how much your regular repayments are, giving you the security to budget with confidence.

Best suited
• If you who prefer a repayment amount that does not fluctuate.
• You need a disciplined repayment structure.
• You're unlikely to want to make large lump sum payments (more than $10,000) within the fixed rate term.
• You're unlikely to sell your home during the fixed rate term.
• You're on a fixed income.
• You understand that if you break the fixed rate or repay early - bank charges may apply.

Call us on 0800 ADVOCO (0800 238 626) or request a quote.





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 Floating Rates
Carded Rate
 Total Money  
 Rapid Repay  
 Fixed Rates  
 6 mths  
 1 year  
 18 mths  
 2 years  
 3 years  
 4 years  
 5 years  
 7 years  

Only available on residential home loans under
80% Loan to Value Ratio (LVR) may exclude residential investor

- Terms & Conditons Apply -

BNZ interest rates are current and
are subject to change without notice.

Official Cash Rate